Available Assistance


Here are a few of the available resources to help you become a homeowner:


The City of South Bend has been approved by the Department of Housing and Urban Development (HUD) as a Local Housing Counseling Agency. The following types of housing counseling are offered:

  • Pre-Purchase Counseling
  • Mortgage Delinquency & Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops for Homeowners
  • Pre-Purchase Homebuyer Education Workshops

Additionally, the City participates in the Indiana Foreclosure Prevention Network (IFPN).

Interested persons should contact 574-235-5848 to discuss their circumstances, be informed about the application process, and to schedule an appointment if appropriate.

Homebuyer Education:

REWARD (Real Effort Wins Affordable Residential Dwellings) is a training program offered by the Housing Development Corporation of St. Joseph County (HDC) for low and moderate income individuals who wish to purchase a home but have felt unprepared to complete the process. The primary goal of REWARD is to prepare individuals to purchase a home and successfully meet their financial responsibilities.

For more information about REWARD please call 574.235.9371 or visit the website.


The mission of Community Homebuyers Corporation (CHC) is to provide affordable mortgage opportunities and knowledge on how to be successful homeowners to low and moderate income residents of St. Joseph County with emphasis upon providing housing opportunities within the city limits of South Bend.

To take advantage of the great opportunities the Community Homebuyers Corporation has to offer, please call (574)235-9660 or visit the website to learn more.